Capitalism v. Socialism - Which Do You Choose?

POSTED BY Shan on Oct 30 under What's Wrong with This World?

If you’ve noticed, the country is divided. Some Americans want to move to a more socialistic, government-controlled country under Obama’s leadership, and others want to remain a capitalist state that relies less on government control and more on individual rights under McCain’s leadership. There are many differences between the two, and volumes of books have [...]

The Fool Makes Me Happy Sometimes

POSTED BY Shan on Oct 24 under The Basics

It’s not very often that I agree with The Motley Fool, but yesterday they published some advice they gleaned from Scott Adams, creator of Dilbert, and put it in a nice little piece called 9 Things You Should Do Instead of Buying Stocks, and they are:

Make a will.
Pay off your credit cards.
Get term life insurance [...]

The New Days of Layaway

POSTED BY Shan on Oct 22 under State of the Economy

I heard on the radio this morning that KMart is going to start marketing its layaway plan more aggressively now. That makes sense given the expectation credit will be more difficult to get than before. In 2006, Wal-Mart discontinued its layaway program citing decrease in demand and cost of implementation. I wouldn’t be surprised to [...]

Posts Worth Mentioning - I Missed a Week Edition

POSTED BY Shan on Oct 19 under best posts

TAotT was a bit neglected last week. I was working long hours in preparation of my employer’s software release on 10/15, so the posts were lacking, including my usual Sunday link-o-rama. I’m making up for it this week. Here are some posts I enjoyed reading this week, and I think you’ll enjoy them, too:

It’s a [...]

Updated Blog Luv Links

POSTED BY Shan on Oct 17 under The Basics

I noticed that my Blog Luv links are seriously out of date, so I updated them with PF blogs I currently follow. Man, there is a bunch!
If you know of a good blog that you think I’d be interested (such as your own), please let me know and I’ll add it to my links.
I encourage [...]

Retooling Our Finances

POSTED BY Shan on Oct 17 under debt snowball

As I mentioned in a post about a month ago, we started our debt snowball in October 2007, so October 2008 is kind of like the start of our household fiscal year. With the turn of the fiscal year comes changes to how we’re going to reach our financial goals, and this is what we [...]

AmEx, Why Have You Forsaken Me?

POSTED BY Shan on Oct 16 under State of the Economy

ANSWER:  Because I can.
I was reading Blogging Away Debt when I came across a link to this post from GRACEful Retirement.
The gist of the post is a friend of the author uses American Express and he pays every payment on-time. Out of the blue, AmEx calls him up to request an extra payment, and tells [...]

The Crutch for Poverty - Blog Action Day 2008

POSTED BY Shan on Oct 15 under Blog Action Day

Benjamin Franklin said it best:
I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it. In my youth I traveled much, and I observed in different countries, that the more public provisions were made for the poor, the less they [...]

Why I Increased my 401(k): Part 2

POSTED BY Shan on Oct 14 under Saving It

In my previous post, I explained why it’s a fine time to increase your 401(k) contributions because you can buy stocks at such a great discount.
I know, I made it sound so positive, as if the market is doing great. If you pay attention to the talking heads on TV and journalists you’d be apt [...]

Why I increased my 401(k) contributions (and you should, too!)

POSTED BY Shan on Oct 13 under Saving It

When I buy anything—anything at all—my goal is to never buy at retail prices. It takes a bit of forethought and planning to shop this way, but it’s well worth it to me knowing that I saved at least some money, and I love the challenge of finding deals.
But sometimes it isn’t difficult at all [...]

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