The Perfect Frugality Cessation Program

POSTED BY Shan on Sep 30 under Backwards Thinking

Are you like me and you woke up one morning only to realize that your net worth is steadily increasing? Are you sick and tired of tracking a budget and all the nasty side effects it leads to, like saving money, reaching financial goals, and controlled spending?
If this sounds like you, then do I have [...]

When is it Safe to Go Back into Shark Infested Waters?

POSTED BY Shan on Sep 29 under What's Wrong with This World?

When does using a credit card make sense? At what point do you say, “OK, I’m ready to start charging things again”?
I received a reader comment recently that made me ask these questions. Here is the comment:
This isn’t really a debt snowball thing technically, but I’ve got a good story.
Girl goes to college. She’s 18, [...]

Kill Your TV: The Week In Review

POSTED BY Shan on Sep 28 under Kill Your TV

Man, this was just too easy.
I just spent the last week not watching TV. I didn’t watch a single program, and I have to admit it wasn’t challenging enough. In fact, it was down right uneventful.
To reintegrate myself into the TV-watching mainstream, I unceremoniously watched Sunday Morning this morning and the season premier of the [...]

Posts Worth Mentioning - Generation Gap Edition

POSTED BY Shan on Sep 28 under Uncategorized

Here are some posts I enjoyed, and I think you will, too:

If I knew then what I know now … Ah, the lament of hard lessons learned. Frugal Dad has a list of Seven Ways to Ruin Your Financial Future, two of which I actually have first hand experience in. Take a look, it’s a [...]

Would YOU Bail Them Out? I Wouldn’t, And Here’s Why . . .

POSTED BY Shan on Sep 26 under What's Wrong with This World?

As a parent of four children, I’ve become a fan of natural consequences as a teaching mechanism.
The basic idea is this: when you see your child getting ready to do something stupid, you go against your parental instinct to intervene. The lesson your child learns from the natural consequence of his or her action is [...]

Metal Mouth: The Tale of a Phat Paid-for Grill

POSTED BY Shan on Sep 25 under debt snowball

About six months ago, I received a call from the wife. She was at the orthodontics and our pre-teen just had a bunch of braces slapped on his grill.
Since we were using our insurance as well as his dad’s, I was under the impression we didn’t have to pay a dime. Boy was I wrong, [...]

Turned Off - The Halfway Point

POSTED BY Shan on Sep 24 under Kill Your TV

Turn Off Your TV Week is half over already. It sounds strange, but I actually feel like I have more freedom. I thought I might feel confined because I’m not watching TV, but on the contrary, I feel less tied down.
Yesterday I spent some time in the back yard playing with the kids before heading [...]

I’ll Take a Weekend, Hold the Freetime, Please

POSTED BY Shan on Sep 22 under Personal Growth

Ever have one of those weekends that’s a non-stop blur of activity? That was us this weekend.  We had a lot of work to do, but we still had fun, too.
We started Saturday with a nice, long hike at the Overland Park Arboretum. If you’re in the KC area it’s worth checking out. We’re looking [...]

Posts Worth Mentioning - Bail Out Edition

POSTED BY Shan on Sep 22 under best posts

I like these posts. So will you:

OK, so maybe it is possible to over-do thrift. Borrow from No One gives eight tongue-in-cheek examples of how to cut expenses to the nth degree.
Are you a late adopter or early adopter when a new product comes out? Having worked in the software industry for as long as [...]

Kill Your TV Week

POSTED BY Shan on Sep 18 under Kill Your TV

In the past two days I’ve read two significant reasons to stop watching TV.
I’m currently reading Whatever Happened to Thrift? by Ronald Wilcox, and in it he draws an inverse correlation between the amount of time spent watching TV and the amount of savings one has. Then to really drive the point home, my latest [...]

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