Posts Worth Mentioning The Week
Find Out Exactly Where Your Money Goes: Keep a Spending Log (Dumb Little Man) - This is a guest post from Ali Hale of The Office Diet. What I really like about her idea of creating a spending log is that it’s the perfect baby step for people who are leery of doing a full-blown [...]
Before You Start Making Extra Payments, Know This …
As you’re debt-paying snowball keeps rollin’ and gathering snow, don’t just assume your lenders will apply extra payments to your principal.
Some types of loans will hold onto your extra payments and apply it to next month’s payment. If next month’s payment is already covered, they’ll roll it over to the following month and will keep [...]
Top Excuses for Using Credit Cards Die a Painful Death
I’ve heard every excuse in the book for having and using a credit card. It’s time to put the top 20 on the firing line:
What if there’s an emergency?!
Plastic is never a viable alternative to a clean, pure emergency fund standing guard in a bank account somewhere. Plastic is false security. So let’s say [...]
Personal Finance 101 - No Place for Math
You didn’t learn how to play an instrument in math class, why would you learn personal finance?
In fact, I’d say that math is more closely tied to reading music than personal finance. When it gets down to it, personal finance is about psychology, sociology, and behavioral studies.
Sure, you have to know math to perform the [...]
Advice to Incoming Freshmen
I made some of my biggest financial mistakes in college. I’m 33 years old and I’m still paying financially for the decisions I made in 1993. I only wish I knew then what I know now.
So, incoming college freshmen, listen up! Listen to people who have been there and regret the decisions they made! Show [...]
Book Review: How to Ruin Your Financial Life by Ben Stein
I’m a fan of Ben Stein. He’s a true renaissance man of our times, and his dry wit and sense of humor is classic. As I read this book, I couldn’t help but to hear his drone voice in my head, which made it all the more entertaining.
How to Ruin Your Financial Life isn’t divided [...]
Posts Worth Mentioning This Week
These are some of my favorite posts I’ve read this week. They’re worth checking out:
Utlizing The Public Library to Complete Some Goals (My Money Blog) - We live two blocks from our library, so we use it often. It truly is a great resource, and this blog offers five goals you can accomplish there.
The Bike [...]
How Social Norms Play Into Finances
I got this thing about crowds.
Part of me is fascinated by mass behavior. I like to watch it and study it. The other part of me abhors crowds. Nothing brings out the stupid in people like being in a public arena.
Tonight, my company threw an employee picnic party. About 500 people work for this company, [...]
Credit Scores and Insurance Rates - Strange Bedfellows
People sure do love their plastic. I’ve heard every excuse in the book for keeping a credit card.
It’s just one credit card. Come on, it won’t hurt nobody! I swear I just it just to pay my utilities and then I promptly pay it off every month. I use it because I get 3.65458476448% cash [...]
What Your Four-Year-Old Should Know About Money
I was reading a post on Money Crashers titled When Should You Start Giving Your Child An Allowance, and it got me thinking.
Our two middle children are three- and four-years old, and they’ve been getting paid for certain chores for a couple of months now. That probably seems pretty young to many people, but like [...]
Shan is the author and founder of The Apostle of the Turtle.
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